Cut last minute Christmas costs – exclusive interview with Santa

‘Twas the night before Christmas, well… almost You’re tired, stressed and your bank account looks as if it’s done 10 rounds with Joe Frasier. Yet still we plunge into the crowded high street to buy more food and presents. Are we brave or just plain foolhardy? The good news is that it’s still possible to cut those last minute Christmas costs and you don’t have to take our word for it. For these final tips before Christmas (watch out for our New Year advice) we’ve turned to the man himself, Santa. In this exclusive interview he gives us the snowdown […]

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Employee wellbeing – the financial wellbeing business case

Employee wellbeing programmes provide a valuable framework for employee recruitment, development and retention. But traditionally the emphasis has been on physical wellness and practical support, delivered against traditional success measures such as job candidate volume and quality, employee engagement and absenteeism figures. According to Working well: a global survey of health promotion and workplace wellness strategies published this month, some 65% of employers believe that wellbeing programmes are ‘extremely’, or ‘very important’ to attract and retain employees. The study surveyed more than 1,000 employers in 37 countries. Effective approaches to engagement In terms of programme components, the focus remains on […]

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Christmas shopping tricks designed to make us spend & how to counteract them

1. In posh shops it’s about establishing relationships We all hate bored shop assistants who seem more interested in what’s going on under their nails than our desire to purchase. But shops which train and encourage friendly, helpful assistants are being very astute. The better the relationship between assistant and shopper the harder it is not to buy. Glamorous, high-end shops  with lots of space, but not very intiutive layouts, are actually creating the ideal environment for friendly, well-informed assistants to step forward and offer to help: “I’m sure we have that in modoms (sic) colour and there is a […]

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Stamp duty changes

The planned stamp duty changes announced by Chancellor George Osborne in his autumn statement come into effect today. HM Treasury has produced a really useful two page guide and you can download a copy here Under the old rules, you would have paid tax at a single rate on the entire property price. Now you will only pay the rate of tax on the part of the property price within each tax band – like income tax. 98% of home buyers should benefit. […]

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Cyber Monday 2014 poses a very real danger to your wallet

Cyber Monday 2014 is this Monday, December 1. It follows hard on the heels of Black Friday, is yet another American import and once again is about retailers netting profits rather than you netting a bargain. Pay attention. Just in the same way that Black Friday ‘bargains’ generate a shopping surge on the high street, so Cyber Monday tempts us to spend with an array of online bargains and deals. But if you get caught up in all the marketing hype how do you actually know you’re gettting a real bargain? And unlike phsyical sales in stores, it’s just so […]

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Why Black Friday 2014 gives retailers a rosy glow

Black Friday 2014 falls on November 28. If there’s anything black about it’s the feeling your liable to get when you look at next month’s bank statement and discover that your desire to bag a bargain has put you in the red. We imported Black Friday from the US. It  always takes place on the last Friday in November, which has long been the start of Christmas shopping on the other side of the Atlantic and follows on from the spending and consumption that surrounds Thanksgiving. Black Friday 2014 is a tricksy little marketing device. Under the guise of ‘bargains’ […]

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Our no holds barred Christmas countdown is launched – press release

MONEY FIGHT CLUB PRESS RELEASE – NOVEMBER 2014 The Christmas holiday season has supersized in every sense. It takes up more time; it costs more money. We feel increasingly obligated to buy each other bigger presents and ensure our fridges are groaning with exotic foodstuffs and our cupboards bursting with booze. What began life as a half day religious festival has now become a season-long celebration of consumption. But how did it happen? Unwrap the tinsel and fairy lights and what you find is an extraordinary feeding frenzy for brands and retailers, say Money fight Club. What’s on the menu […]

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Christmas countdown infographic

[av_one_fourth first] [av_button label=’Download now’ link=’manually,http://moneyfightclub.fantata/wp-content/uploads/2014/11/Money-Fight-Club-Christmas-countdown-PDF.pdf’ link_target=’_blank’ color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ size=’medium’ position=’left’ icon_select=’no’ icon=’25’] [/av_one_fourth] [av_three_fourth] [av_textblock ] Money Fight Club Christmas countdown PDF [/av_textblock] [/av_three_fourth] [av_one_full first] [av_image src=’http://moneyfightclub.fantata/wp-content/uploads/2014/11/Money-Fight-Club-Christmas-countdown-infographic.png’ attachment=’1187′ align=’center’ animation=’no-animation’ link=” target=’no’] [/av_one_full] [av_one_fourth first] [av_button label=’Download now’ link=’manually,http://moneyfightclub.fantata/wp-content/uploads/2014/11/Money-Fight-Club-Christmas-countdown-PDF.pdf’ link_target=’_blank’ color=’theme-color’ custom_bg=’#444444′ custom_font=’#ffffff’ size=’medium’ position=’left’ icon_select=’no’ icon=’25’] [/av_one_fourth] […]

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Full competition inquiry into banking

Don’t wait for the verdict on banks, energy companies and supermarkets. Treat them as guilty if you want to look after your money. The Competition and Markets Authority (CMA) today announced it will carry out a ‘full competition inquiry’ into current account and small business banking markets. In its cross hairs are ‘the big 4′ – Royal Bank of Scotland, Barclays, Lloyds and HSBC, who together control around 75% of the current account market. It has widened the scope of its inquiry into banking first announced in July. Only last week the Serious Fraud Office (SFO) announced an investigation into […]

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Do rich people think differently?

Or does thinking differently make you rich? Okay, here’s a thing… At Money Fight Club, we’ve long been interested in whether people who are wealthy, or who become wealthy, are psychologically different to the rest of us? Articles and documentaries abound showing us how self-made billionaires work 36 hours a day, never sleep or take holidays and have a singularity of purpose and an appetite for risk that makes the rest of us look like lightweights. Do we humble, not so wealthy mortals want to endure the pain that comes with the gain? Yes, it would be nice to be […]

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